Car Accident

Question 1

Q: Can I still pursue a Car Accident case even if I can’t afford an attorney?

Answer

A: As personal injury attorneys, we handle cases based on a contingency fee that is taken from the amount of money that is recovered. If the case does not result in a settlement or recovering of expenses, your attorney will not charge a fee.

Question 2

Q: When should I contact an attorney after my accident?

Answer

A: It is recommended that you contact an attorney immediately after your car accident injury before you speak with any insurance representative. The faster you receive medical treatment and legal representation the better options you have when proceeding with a case.

Question 3

Q: What is "Personal Injury Protection” (PIP) insurance?

Answer

A: In Florida, “Personal Injury Protection” (PIP) insurance (also called No-Fault Insurance) covers you regardless of fault up to the limitations set by your policy. The Florida Motor Vehicle No-Fault Law requires a minimum coverage of $10,000 of Personal Injury Protection and $10,000 of property damage liability insurance.

Question 4

Q: Will I have to go to court if I file a personal injury claim?

Answer

A: We handle all cases as if they will go to trial, preparing everything needed in a formal trial proceeding. However, most cases are settled between the other driver’s insurance and what we believe your case is worth, avoiding having to go to court.

Question 5

Q: What is the value of my claim?

Answer

A: Every case is unique and therefore we can never pinpoint an exact value. However, our goal is to maximize the recovery of your damages.

Question 6

Q: Should I accept money from the other driver or his insurance before speaking with my attorney?

Answer

A: Accepting payment from the insurance company or driver could stop you from receiving further compensation for your damages. Insurance companies are quick to contact victims of car accidents to secure a statement and/or settlement before the victim has had an opportunity to consult with an attorney. It is very unlikely that the insurance company will make a fair offer if the insurance company knows the victim is not attorney represented.

Question 7

Q: Should I see a doctor after my accident?

Answer

A: Unfortunately, many people wait before seeing a doctor and end up feeling the symptoms of the car accident when it is already too late to seek proper compensation. Therefore, it is always recommended to go to the doctor as soon as possible to determine any possible injuries you might have received.

Question 8

Q: How long do I have before I decide to sue the other party concerning my damages from my car accident?

Answer

A: The sooner you can seek medical attention and proper legal representation the better your chances are in obtaining the compensation you deserve after an accident. However, in Florida, the statute of limitations for personal injury claims is 4 years against the third party negligent driver.

Question 9

Q: What records/documents should I keep after a car accident?

Answer

A: You should keep all medical bills, medical records, repair estimates/invoices, documentation of loss wages, traffic crash report, witness statements, photographs, and all communications relating to the incident. It is imperative to have all the proper documentation to be able to calculate the full costs of your damages and seek that amount from the negligent party.

Question 10

Q: How are my medical bills paid after a car accident?

Answer

A: PIP Insurance coverage is set up to cover 80% of each medical bill up to $10,000. This coverage is ensured by your insurance regardless of the fault limitations set up by your policy. However, in many cases, the bills total a number exceeding your coverage limitations, which is where we come in to make sure we can recover the difference from the negligent driver in addition to the amount negotiated to cover the full extent of your damages.

Question 11

Q: Could my medical bills still be covered even if I was at fault in the accident?

Answer